According to the Bank of Korea's economic statistics system, on the 2nd, the balance of savings deposits in banks was 1 billion won (approximately 110 million yen) as of the end of June.
The total amount of deposits in accounts exceeding 10,000,000 won (approx. 864.5 trillion yen) was calculated to be 781.232 trillion won (approx. 864.5 trillion yen). This is an increase from the end of last year (771.749 trillion won, approximately 854 trillion yen).
This is a 1.2% increase. The size of deposits exceeding 1 billion won (US$1.1 million) is projected to have increased from 796.348 trillion won (US$881.23 million) at the end of December 2022 to 1.18 trillion won (US$1.18 million) at the end of June last year.
The total amount of the stock of the company fell 3.0% to 772.427 trillion won (US$854.752 billion), the first decrease in 10 years. At the end of December last year, it was down 0.1% to 771.749 trillion won (US$854.00
0 billion won, continuing its downward trend, but this year it has surpassed 780 trillion won (approximately 86.3132 trillion won), beginning an upward trend again.
However, the proportion of deposits exceeding 1 billion won (US$1.1 million) in the total savings deposit balance has decreased.
The proportion of deposits exceeding 1 billion won (approximately 110 million yen) was 45.6%, the lowest level in six years and six months since the end of 2017 (44.9%).
As the base interest rate has been maintained at a tight level, demand for fixed deposits from individual investors has increased.
On the other hand, it is also analyzed that the reason is that companies with large deposits have increased their withdrawal of funds and repayment of loans. A source from the Bank of Korea said, "Large deposits have increased gradually, but the increase was not large.
"The high interest rates that continued into the first half of the year also appear to have had an impact on the remaining deposit balance," he said.
2024/11/02 19:51 KST
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