US Congress issues bill to ban FRB from issuing CBDC... ”It could turn our daily lives upside down”

A bill has been introduced in the U.S. Congress that would ban the Federal Reserve from issuing a central bank digital currency (CBDC).
U.S. Senator Ted Cruz has proposed a "CBDC Supervision Bill" that would prohibit the Fed from issuing CBDC.
The bill would bar the Fed from offering CBDC-related products and services to Americans.
Senator Cruz has introduced legislation that would block the Fed from introducing a CBDC as early as 2022. Earlier this month, Tom Schumer, who sponsored a similar bill,
・Minnesota Representative Emmer argued that “CBDCs are inherently un-American” and that “allowing them to be issued could upend our daily lives.”
CBDC has the advantage of speeding up remittance and settlement and reducing costs. However, there are concerns that central banks could track transaction histories in real time, which could infringe on individual privacy.
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