It was measured. According to materials submitted by the Korea Credit Information Service to Rep. Chin Sunmi, a member of the National Assembly Planning and Finance Committee, as of June this year, there were approximately 231,200 people in their 30s or younger who had defaulted on their financial obligations.
It was measured. Compared to the end of last year, this means an increase of about 17,000 people in six months, and the proportion of people in their 30s and under among all financial defaulters has expanded to 29.27%.
If you are in arrears on loan interest for more than 90 days, you will be registered as a "financial defaulter" and your financial transactions will be suspended.
The ``registered amount'', which refers to the remaining borrowed money of those who have defaulted on financial obligations, is also increasing. Money for under 29s
The average registered amount of loan defaulters increased from 21.5 million won (approximately 2.38 million yen) at the end of last year to 23.7 million won (approximately 2.62 million yen) at the end of June this year, and 34.6 million won for those in their 30s during the same period. million
The amount increased from KRW (approximately 3.82 million yen) to 39 million won (approximately 4.31 million yen). Additionally, the number of young people who are unable to pay their debts and are turning to personal recovery (Korean version of personal recovery) is also increasing.
According to the ``Current Status of Individual Rehabilitation Applicants'' for the past three years, which Rep. Chin obtained from the Supreme Court, the number of individuals in their 20s and 30s applying for regeneration in the first half of this year was 25,244.
Ta. Considering that the number of cases increased to 36,248 in 2021 and 40,494 in 2022, there is a high possibility that this year will also increase from last year.
Congressman Chin said, ``We are in a situation where the burden of debt on young people threatens to spread to the deterioration of the financial system as a whole.''
There is an urgent need to develop management and concrete plans."
2023/09/30 08:00 KST
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